"Co-operatives are a reminder to the international community that it is possible to pursue both economic viability and social responsibility." Ban Ki-moon, UN Secretary General

The United Nations General Assembly has declared 2012 as the International Year of Co-operatives (IYC), highlighting the contribution of co-operatives to socio-economic development. With the theme of "Co-operative Enterprises Build a Better World," the year seeks to encourage the growth and establishment of co-operatives all over the world.

What does this mean to customers of CUMIS?

You can feel good about doing business with CUMIS. We are a strong supporter and member of the credit union and co-operative sectors. As such, we are proud to join forces with co-operatives and credit unions worldwide to celebrate IYC and show why co-ops are better.

Co-operatives are viable, values-based businesses governed by member-owners who benefit from their operation. As a co-operative, we abide by seven globally recognized principles and believe in:

• Putting people before profits: Success is measured beyond our financials. We also make business decisions based on doing what's right and what's healthy for our clients and communities.
  
  
• Building stronger, safer communities: It's not just about giving money; we live and work in the communities we serve, so we roll up our sleeves and get involved locally.
  
  
• Transparency and open communication: We believe in providing information to help our clients make choices that are the best for them.
  
  
• Democratic decision-making: We look for more than just client feedback; we create ways for our clients and our communities to influence our business and our decisions.
  

Co-operative enterprises have been building local economies, improving livelihoods and supporting communities for hundreds of years. In 2012, the world will celebrate the co-operative business model and honour values of working together to meet our economic, social and cultural needs.

Join us and other co-operatives worldwide to celebrate this significant year. Learn more at www.canada2012.coop.